In the modern day of football, it probably won't surprise you that, with all the money, business and constant pressure thrust onto football clubs, it's wise to plan ahead for the future and it's safe to say that the professional game has made the most of it.

It's become the general tradition for teams in higher divisions to send out their latest young stars in search of regular first-team football, coinciding with lower-league sides taking advantage of this system, not a shock to anyone.

As we know from last year, clubs like Watford, who most recently took in 14 players from overseas on loan, ultimately showed how the loan system is a valuable asset in the modern game.

On the other end of the football spectrum however, we have Chelsea, who this year sent out a grand total of 25 players to supposedly lower quality clubs. A number which could fill just over two starting line-ups, and a whole Premier League squad. But these players are not starting for Chelsea, so is this their only option? Or is there an alternative solution to this growing problem at Stamford Bridge?

Well first, we're here to create the Chelsea FC loaned out XI:

Formation: 3-4-3

(GK) Thibaut Courtois: On loan at Atletico Madrid

The Belgium keeper has had three successive loan spells in Spain, where he has won the Copa del Rey, Europa League and famously, playing against his parent club in the Super Cup in 2012.

He's seen as the long-term replacement for Petr Cech, and having already become Belgium's number one, it shouldn't be long before he's between the posts at the Bridge.

(RB) Wallace: On loan at Inter Milan

Another youngster at a big club in the form of Brazil-born Wallace, who was sent on loan to Inter after signing from Fluminese in the summer.

Not much to say about him apart from he seems like one of the sensible loan deals from Chelsea, where the right back position will become vacant in the next few seasons.

(CB) Nathaniel Chalobah: On loan at Nottingham Forest

The England prodigy fills the centre back slot, although is equally adept in midfield, and after a strong loan spell at Watford, Chalobah is looking like a potential England captain, and another sensible loan considering he's playing in the Championship.

(LB) Patrick Van Aanholt: On loan at Vitesse Arnhem

A prime example of excessive loaning, a reason why Jeffrey Bruma, now of Hamburg, left the Bridge.

Van Aanholt has been clocking up loan spells since 2009, and he's living proof of why the loan system is over-used at Chelsea, he'd probably be better off following Bruma out of the club, permanently.

(RM) Marko Marin: On loan at Sevilla

A lost cause in London, who must know that he made a mistake signing for Chelsea only last year.

Not a good player in my opinion, and at 25, our oldest on loan player is surely an example of bad business made worse. He will be gone by next season no question.

(CM) Josh McEachran: On loan at Watford
Another regular in this team, since 2012, McEachran has played with three loan teams. A technically-gifted midfielder, although he might have to wait a few more years to break into the first-team.

(CM) Oriol Romeu: On loan at Valencia

Like McEachran, the defensive midfielder may have to wait a while now that he has been forced into a loan, in his native Spain.

He looked promising under Andre Villas-Boas, and it is possible Barcelona could activate their buy-back deal after three years, meaning Chelsea could have wasted their time and with him, especially if he's not at the club.

(LM) Lucas Piazon: On loan at Vitesse Arnhem

The Brazilian starlet, who is on loan at Chelsea's partner club, Vitesse, is surely one to watch.

The skilful winger shone in recent Youth Cups, and is looking very positive for the future. Watch this space.

(RW) Victor Moses: On loan at Liverpool

Could be going down the same route as some of his team mates, a new recruit to the loaned out XI, but it's possible he could be staying here, unless he is shipped out by the Blues and fast. A good player nevertheless, just unlucky in this case.

(ST) Romelu Lukaku: On loan at Everton

The second international on loan player comes from none other than Romelu Lukaku. Didier Drogba's counterpart really optimises this whole episode, a great player, ready to step out onto the scene, and arguably better than the current strikers at Chelsea, with zero goals between them.

Unfortunate, but all it means is we'll have to wait for him to get his chance.

(LW) Gael Kakuta: On loan at Vitesse Arnhem (another one, yes)

Finally, completing the line-up we have Gael Kakuta, who is probably the most experienced player we have in this team, in terms of loans.

Aged 22, with loan spells spanning from 2010, surely would have expected to be in Chelsea's first team by now. Once again, as we know, this player is not, and completes the Chelsea FC on loan XI.

Substitutes include: Thorgan Hazard (brother of Eden), Christian Atsu and Sam Hutchinson.

So there's starting line-up, which looks very strong I have to say. And remember, all of these players, are currently on loan from Chelsea. It's quite amazing really.

There we have it. The team is complete, but this doesn't provide any solution to this growing problem.

The way I see it, and it's simple, like Real Madrid, Barcelona and any reasonably bright team, make a B team and stick it in the Championship. This means you get game time, and most importantly, play with the players, who you'll hope to play with in the first team, or else, football as we know it, will continue edging out of control.

What do you think of the excessive loaning from other teams? 

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