While many critics argue that the loan system is a way for top clubs to reduce the size of their squads, it does however have benefits.
For years, the loan system in England has worked favourably for clubs in The Football League. It presents the clubs with an opportunity to secure highly talented youngsters from the ranks of a Premier League team for a season, or more depending on performance.
Critics say this is unsustainable for lower league clubs, but if used correctly, it can prove successful for both the parent club of the player, and the loanee club, as well as the player himself.
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One case that's proven this point so far this season, is Adam Armstrong. The 18-year-old, on loan at Coventry City from Newcastle United has notched eight goals in nine appearances for the Sky Blues this season. One could argue that this is a successful use of the loan system.
Coventry have gained the services of a highly talented 18-year-old striker, while Newcastle can monitor his progress while he gets games under his belt in the domestic leagues.
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The loan system has helped nurture many young talents. Players such as Romelu Lukaku, Thibaut Courtois, Jermaine Defoe and Daniel Sturridge have gained huge attention after loan spells early in their careers.
In the case of Armstrong, with the form he is showing, he could help fire Coventry to promotion to the Championship and play football at the next level, rather than sit on a bench in Newcastle. The top clubs in England often look to loan out their young players in order for them to gain experience, none more so than Chelsea, who have an astonishing 33 players out on loan.
Many critics cite Chelsea's apparent abuse of the system in their argument to adjust the rules. It's argued that having 33 players out on loan could enable the club to reduce their wage bill, possibly circumventing any Financial Fair Play penalties that could come their way.
While the loan system has its flaws, it can be a useful tool for lower league clubs and young players to work together and help each other. In the case of Adam Armstrong, this is definitely the case. The loan system must remain available for all clubs to help nurture their talents and for the younger players to help develop their games and succeed at the highest level in the